Justo make sure of course, when you did your hard reset, you did a
fresh installation of everything (as opposed to a full reinstallation from backup, which of course would put all the same prefs right back in), right? You could always do the dirty way - full backup, delete the saved prefs DB directly, and see if it loads the firstime, and then after re-setting the app prefs (tho depending on what is installed, you'd likely run into a few loops). Or you could get just half-dirty and go through and manually delete prefs that you think don't belong (or use
CleanUp to help), and see if it helps. But yeah - n e thing is gonna be a good bit dirty (especially using Apt to auto-load and check/uncheck CardKeeper, as it would have to include a few timer delays and correctable action sequences), but something will work